- Westpac IQ
- Authors
- Kirsty McCartney
Kirsty McCartney

Kirsty is a Director in Westpac’s Sustainable Finance team, responsible for the structuring of sustainable finance solutions across both loan and debt capital markets for Westpac’s corporate and institutional customers. This has included partnering with customers on a number of successful market ‘firsts’ and inaugural issuances. Through this work, Kirsty was recently recognised in 2024's list of Top 50 most influential corporate ESG leaders in Australia. Kirsty has experience across diverse facets of institutional banking, from the management, origination and executing of transactions for customers, to business management and strategy development and implementation. Kirsty is a committee member on the APLMA’s Green and Sustainable Loan Committee, ICMA’s Impact Reporting Working Group, ICC’s Sustainable Trade Finance Working Group and Women in Sustainable Finance in Melbourne. Kirsty holds a Bachelor of Commerce from the University of Melbourne.
Stay informed with Westpac IQ
Get the latest reports straight to your inbox.
Latest articles
Labour market still in good shape
June 20 2025
•
3 mins
3 mins
By
Ryan Wells
The Wrong Kinds of Targets
June 20 2025
•
4 mins
4 mins
By
Luci Ellis
20
{"topicSelector":[{"tagId":"westpaciq:topics/australia","name":"australia","description":"","title":"Australia","url":"/topic.australia"},{"tagId":"westpaciq:topics/aud","name":"aud","description":"","title":"AUD","url":"/topic.aud"},{"tagId":"westpaciq:topics/interestrates","name":"interestrates","description":"","title":"Interest rates","url":"/topic.interestrates"},{"tagId":"westpaciq:topics/newzealand","name":"newzealand","description":"","title":"New Zealand","url":"/topic.newzealand"},{"tagId":"westpaciq:topics/usd","name":"usd","description":"","title":"USD","url":"/topic.usd"},{"tagId":"westpaciq:topics/nzd","name":"nzd","description":"","title":"NZD","url":"/topic.nzd"},{"tagId":"westpaciq:topics/inflation","name":"inflation","description":"","title":"Inflation","url":"/topic.inflation"},{"tagId":"westpaciq:topics/rates","name":"rates","description":"","title":"Rates","url":"/topic.rates"},{"tagId":"westpaciq:topics/rba","name":"rba","description":"","title":"RBA","url":"/topic.rba"},{"tagId":"westpaciq:topics/credit","name":"credit","description":"","title":"Credit","url":"/topic.credit"},{"tagId":"westpaciq:topics/acgb","name":"acgb","description":"","title":"ACGB","url":"/topic.acgb"},{"tagId":"westpaciq:topics/yieldcurve","name":"yieldcurve","description":"","title":"Yield curve","url":"/topic.yieldcurve"},{"tagId":"westpaciq:topics/us","name":"us","description":"","title":"US","url":"/topic.us"},{"tagId":"westpaciq:topics/forecasts","name":"forecasts","description":"","title":"Forecasts","url":"/topic.forecasts"},{"tagId":"westpaciq:topics/commodities","name":"commodities","description":"","title":"Commodities","url":"/topic.commodities"},{"tagId":"westpaciq:topics/basis","name":"basis","description":"","title":"Basis","url":"/topic.basis"},{"tagId":"westpaciq:topics/semigovernment","name":"semigovernment","description":"","title":"Semi government","url":"/topic.semigovernment"},{"tagId":"westpaciq:topics/ustreasury","name":"ustreasury","description":"","title":"US Treasury UST","url":"/topic.ustreasury"},{"tagId":"westpaciq:topics/rbnz","name":"rbnz","description":"","title":"RBNZ","url":"/topic.rbnz"},{"tagId":"westpaciq:topics/europe","name":"europe","description":"","title":"Europe","url":"/topic.europe"},{"tagId":"westpaciq:topics/abs","name":"abs","description":"","title":"ABS","url":"/topic.abs"},{"tagId":"westpaciq:topics/fx","name":"fx","description":"","title":"FX","url":"/topic.fx"},{"tagId":"westpaciq:topics/jpy","name":"jpy","title":"JPY","url":"/topic.jpy"},{"tagId":"westpaciq:topics/housing","name":"housing","description":"","title":"Housing","url":"/topic.housing"},{"tagId":"westpaciq:topics/uk","name":"uk","description":"","title":"UK","url":"/topic.uk"},{"tagId":"westpaciq:topics/podcast","name":"podcast","description":"","title":"Podcast","url":"/topic.podcast"},{"tagId":"westpaciq:topics/fomc","name":"fomc","description":"","title":"Federal Reserve FOMC","url":"/topic.fomc"},{"tagId":"westpaciq:topics/crossmarket","name":"crossmarket","description":"","title":"Cross market","url":"/topic.crossmarket"},{"tagId":"westpaciq:topics/nz","name":"nz","description":"","title":"NZ","url":"/topic.nz"},{"tagId":"westpaciq:topics/ois","name":"ois","description":"","title":"OIS","url":"/topic.ois"},{"tagId":"westpaciq:topics/whatspricedin","name":"whatspricedin","description":"","title":"What\u0027s priced in","url":"/topic.whatspricedin"},{"tagId":"westpaciq:topics/consumer","name":"consumer","description":"","title":"Consumer","url":"/topic.consumer"},{"tagId":"westpaciq:topics/crosscurrencyxccy","name":"crosscurrencyxccy","description":"","title":"Cross currency XCCY","url":"/topic.crosscurrencyxccy"},{"tagId":"westpaciq:topics/morningreport","name":"morningreport","description":"","title":"Morning Report","url":"/topic.morningreport"},{"tagId":"westpaciq:topics/bbsw","name":"bbsw","description":"","title":"BBSW","url":"/topic.bbsw"},{"tagId":"westpaciq:topics/china","name":"china","description":"","title":"China","url":"/topic.china"},{"tagId":"westpaciq:topics/eur","name":"eur","description":"","title":"EUR","url":"/topic.eur"},{"tagId":"westpaciq:topics/gbp","name":"gbp","description":"","title":"GBP","url":"/topic.gbp"},{"tagId":"westpaciq:topics/retail","name":"retail","description":"","title":"Retail","url":"/topic.retail"},{"tagId":"westpaciq:topics/chartpacks","name":"chartpacks","description":"","title":"Chart packs","url":"/topic.chartpacks"},{"tagId":"westpaciq:topics/macro","name":"macro","description":"","title":"Macro","url":"/topic.macro"},{"tagId":"westpaciq:topics/bonds","name":"bonds","description":"","title":"Bonds","url":"/topic.bonds"},{"tagId":"westpaciq:topics/ecb","name":"ecb","description":"","title":"European central bank ECB","url":"/topic.ecb"},{"tagId":"westpaciq:topics/employment","name":"employment","description":"","title":"Employment","url":"/topic.employment"},{"tagId":"westpaciq:topics/consumersentiment","name":"consumersentiment","description":"","title":"Consumer Sentiment","url":"/topic.consumersentiment"},{"tagId":"westpaciq:topics/cliffnotes","name":"cliffnotes","description":"","title":"Cliff notes","url":"/topic.cliffnotes"},{"tagId":"westpaciq:topics/labour","name":"labour","description":"","title":"Labour","url":"/topic.labour"},{"tagId":"westpaciq:topics/ironore","name":"ironore","description":"","title":"Iron ore","url":"/topic.ironore"},{"tagId":"westpaciq:topics/houseprices","name":"houseprices","description":"","title":"House prices","url":"/topic.houseprices"},{"tagId":"westpaciq:topics/construction","name":"construction","description":"","title":"Construction","url":"/topic.construction"},{"tagId":"westpaciq:topics/gdp","name":"gdp","description":"","title":"GDP","url":"/topic.gdp"},{"tagId":"westpaciq:topics/businessconditions","name":"businessconditions","description":"","title":"Business conditions","url":"/topic.businessconditions"},{"tagId":"westpaciq:topics/japan","name":"japan","description":"","title":"Japan","url":"/topic.japan"},{"tagId":"westpaciq:topics/boj","name":"boj","description":"","title":"BOJ","url":"/topic.boj"},{"tagId":"westpaciq:topics/trade","name":"trade","description":"","title":"Trade","url":"/topic.trade"},{"tagId":"westpaciq:topics/securitisation","name":"securitisation","description":"","title":"Securitisation","url":"/topic.securitisation"},{"tagId":"westpaciq:topics/cmbs","name":"cmbs","description":"","title":"CMBS","url":"/topic.cmbs"},{"tagId":"westpaciq:topics/rmbs","name":"rmbs","description":"","title":"RMBS","url":"/topic.rmbs"},{"tagId":"westpaciq:topics/canada","name":"canada","description":"","title":"Canada","url":"/topic.canada"},{"tagId":"westpaciq:topics/antipodeandaily","name":"antipodeandaily","description":"","title":"Antipodean Daily","url":"/topic.antipodeandaily"},{"tagId":"westpaciq:topics/cny","name":"cny","description":"","title":"CNY","url":"/topic.cny"},{"tagId":"westpaciq:topics/cardtracker","name":"cardtracker","description":"","title":"Card Tracker","url":"/topic.cardtracker"},{"tagId":"westpaciq:topics/oil","name":"oil","title":"Oil","url":"/topic.oil"},{"tagId":"westpaciq:topics/property","name":"property","description":"","title":"Property","url":"/topic.property"},{"tagId":"westpaciq:topics/wages","name":"wages","description":"","title":"Wages","url":"/topic.wages"},{"tagId":"westpaciq:topics/cad","name":"cad","description":"","title":"CAD","url":"/topic.cad"},{"tagId":"westpaciq:topics/agriculture","name":"agriculture","description":"","title":"Agriculture","url":"/topic.agriculture"},{"tagId":"westpaciq:topics/dairy","name":"dairy","description":"","title":"Dairy","url":"/topic.dairy"},{"tagId":"westpaciq:topics/currencies","name":"currencies","description":"","title":"Currencies","url":"/topic.currencies"},{"tagId":"westpaciq:topics/pboc","name":"pboc","description":"","title":"PBOC","url":"/topic.pboc"},{"tagId":"westpaciq:topics/marketoutlook","name":"marketoutlook","description":"","title":"Market Outlook","url":"/topic.marketoutlook"},{"tagId":"westpaciq:topics/confidence","name":"confidence","description":"","title":"Confidence","url":"/topic.confidence"},{"tagId":"westpaciq:topics/federalbudget","name":"federalbudget","description":"","title":"Federal Budget","url":"/topic.federalbudget"},{"tagId":"westpaciq:topics/fiscalpolicy","name":"fiscalpolicy","description":"","title":"Fiscal policy","url":"/topic.fiscalpolicy"},{"tagId":"westpaciq:topics/westpacwrap","name":"westpacwrap","description":"","title":"Westpac Wrap","url":"/topic.westpacwrap"},{"tagId":"westpaciq:topics/data","name":"data","description":"","title":"Data","url":"/topic.data"},{"tagId":"westpaciq:topics/lng","name":"lng","description":"","title":"LNG","url":"/topic.lng"},{"tagId":"westpaciq:topics/boe","name":"boe","description":"","title":"BOE","url":"/topic.boe"},{"tagId":"westpaciq:topics/dwellingapprovals","name":"dwellingapprovals","description":"","title":"Dwelling approvals","url":"/topic.dwellingapprovals"},{"tagId":"westpaciq:topics/leadingindex","name":"leadingindex","description":"","title":"Leading Index","url":"/topic.leadingindex"},{"tagId":"westpaciq:topics/coal","name":"coal","description":"","title":"Coal","url":"/topic.coal"},{"tagId":"westpaciq:topics/economiccalendar","name":"economiccalendar","description":"","title":"Economic Calendar","url":"/topic.economiccalendar"},{"tagId":"westpaciq:topics/population","name":"population","description":"","title":"Population","url":"/topic.population"},{"tagId":"westpaciq:topics/carbonpricing","name":"carbonpricing","description":"","title":"Carbon pricing","url":"/topic.carbonpricing"},{"tagId":"westpaciq:topics/asia","name":"asia","description":"","title":"Asia","url":"/topic.asia"},{"tagId":"westpaciq:topics/metals","name":"metals","description":"","title":"Metals","url":"/topic.metals"},{"tagId":"westpaciq:topics/esg","name":"esg","description":"","title":"ESG","url":"/topic.esg"},{"tagId":"westpaciq:topics/steel","name":"steel","description":"","title":"Steel","url":"/topic.steel"},{"tagId":"westpaciq:topics/datax","name":"datax","description":"","title":"DataX","url":"/topic.datax"},{"tagId":"westpaciq:topics/fairvalue","name":"fairvalue","description":"","title":"Fair value","url":"/topic.fairvalue"},{"tagId":"westpaciq:topics/manufacturing","name":"manufacturing","description":"","title":"Manufacturing","url":"/topic.manufacturing"},{"tagId":"westpaciq:topics/pacific","name":"pacific","description":"","title":"Pacific","url":"/topic.pacific"},{"tagId":"westpaciq:topics/luciellis","name":"luciellis","description":"","title":"Luci Ellis","url":"/topic.luciellis"},{"tagId":"westpaciq:topics/energy","name":"energy","description":"","title":"Energy","url":"/topic.energy"},{"tagId":"westpaciq:topics/billevans","name":"billevans","description":"","title":"Bill Evans","url":"/topic.billevans"},{"tagId":"westpaciq:topics/nsw","name":"nsw","description":"","title":"NSW","url":"/topic.nsw"},{"tagId":"westpaciq:topics/png","name":"png","description":"Papua New Guinea","title":"PNG","url":"/topic.png"},{"tagId":"westpaciq:topics/ssa","name":"ssa","description":"","title":"SSA","url":"/topic.ssa"},{"tagId":"westpaciq:topics/gold","name":"gold","description":"","title":"Gold","url":"/topic.gold"},{"tagId":"westpaciq:topics/wa","name":"wa","description":"","title":"WA","url":"/topic.wa"},{"tagId":"westpaciq:topics/vic","name":"vic","description":"","title":"VIC","url":"/topic.vic"},{"tagId":"westpaciq:topics/sa","name":"sa","description":"","title":"SA","url":"/topic.sa"},{"tagId":"westpaciq:topics/government","name":"government","description":"","title":"Government","url":"/topic.government"},{"tagId":"westpaciq:topics/aluminium","name":"aluminium","description":"","title":"Aluminium","url":"/topic.aluminium"},{"tagId":"westpaciq:topics/qld","name":"qld","description":"","title":"QLD","url":"/topic.qld"},{"tagId":"westpaciq:topics/nzconsumerconfidence","name":"nzconsumerconfidence","description":"","title":"NZ consumer confidence","url":"/topic.nzconsumerconfidence"},{"tagId":"westpaciq:topics/redbook","name":"redbook","description":"","title":"Red Book","url":"/topic.redbook"},{"tagId":"westpaciq:topics/tas","name":"tas","description":"","title":"TAS","url":"/topic.tas"},{"tagId":"westpaciq:topics/tax","name":"tax","description":"","title":"Tax","url":"/topic.tax"},{"tagId":"westpaciq:topics/mining","name":"mining","description":"","title":"Mining","url":"/topic.mining"},{"tagId":"westpaciq:topics/model","name":"model","description":"","title":"Model","url":"/topic.model"},{"tagId":"westpaciq:topics/election","name":"election","description":"","title":"Election","url":"/topic.election"},{"tagId":"westpaciq:topics/payments","name":"payments","description":"","title":"Payments","url":"/topic.payments"},{"tagId":"westpaciq:topics/nzindustryinsights","name":"nzindustryinsights","description":"","title":"NZ Industry Insights","url":"/topic.nzindustryinsights"},{"tagId":"westpaciq:topics/tourism","name":"tourism","description":"","title":"Tourism","url":"/topic.tourism"},{"tagId":"westpaciq:topics/quarterlybusinesssnapshot","name":"quarterlybusinesssnapshot","description":"","title":"Quarterly Business Snapshot","url":"/topic.quarterlybusinesssnapshot"},{"tagId":"westpaciq:topics/nzregions","name":"nzregions","description":"","title":"NZ Regions","url":"/topic.nzregions"},{"tagId":"westpaciq:topics/nzagriupdate","name":"nzagriupdate","description":"","title":"NZ Agri Update","url":"/topic.nzagriupdate"},{"tagId":"westpaciq:topics/G10","name":"G10","description":"","title":"G10","url":"/topic.G10"},{"tagId":"westpaciq:topics/traderecommendation","name":"traderecommendation","description":"","title":"Trade recommendation","url":"/topic.traderecommendation"},{"tagId":"westpaciq:topics/fiji","name":"fiji","description":"","title":"Fiji","url":"/topic.fiji"},{"tagId":"westpaciq:topics/swapspread","name":"swapspread","description":"","title":"Swap spread","url":"/topic.swapspread"},{"tagId":"westpaciq:topics/swaption","name":"swaption","description":"","title":"Swaption","url":"/topic.swaption"},{"tagId":"westpaciq:topics/aofm","name":"aofm","description":"","title":"AOFM","url":"/topic.aofm"},{"tagId":"westpaciq:topics/sustainablefinance","name":"sustainablefinance","description":"","title":"Sustainable finance","url":"/topic.sustainablefinance"},{"tagId":"westpaciq:topics/renewables","name":"renewables","description":"","title":"Renewables","url":"/topic.renewables"},{"tagId":"westpaciq:topics/climatechange","name":"climatechange","description":"","title":"Climate change","url":"/topic.climatechange"},{"tagId":"westpaciq:topics/payrolls","name":"payrolls","description":"","title":"Payrolls","url":"/topic.payrolls"},{"tagId":"westpaciq:topics/infrastructure","name":"infrastructure","description":"","title":"Infrastructure","url":"/topic.infrastructure"},{"tagId":"westpaciq:topics/nzhometruths","name":"nzhometruths","description":"","title":"NZ Home Truths","url":"/topic.nzhometruths"},{"tagId":"westpaciq:topics/supplychain","name":"supplychain","description":"","title":"Supply chain","url":"/topic.supplychain"},{"tagId":"westpaciq:topics/semifactsheet","name":"semifactsheet","description":"","title":"Semi factsheet ","url":"/topic.semifactsheet"},{"tagId":"westpaciq:topics/horticulture","name":"horticulture","description":"","title":"Horticulture ","url":"/topic.horticulture"},{"tagId":"westpaciq:topics/boc","name":"boc","description":"","title":"BOC","url":"/topic.boc"},{"tagId":"westpaciq:topics/qeo","name":"qeo","description":"","title":"QEO","url":"/topic.qeo"},{"tagId":"westpaciq:topics/technology","name":"technology","description":"","title":"Technology","url":"/topic.technology"},{"tagId":"westpaciq:topics/meat","name":"meat","description":"","title":"Meat","url":"/topic.meat"},{"tagId":"westpaciq:topics/forestry","name":"forestry","description":"","title":"Forestry","url":"/topic.forestry"},{"tagId":"westpaciq:topics/digitisation","name":"digitisation","description":"","title":"Digitisation ","url":"/topic.digitisation"},{"tagId":"westpaciq:topics/financialservices","name":"financialservices","description":"","title":"Financial services","url":"/topic.financialservices"},{"tagId":"westpaciq:topics/bobs","name":"bobs","description":"","title":"BoBs","url":"/topic.bobs"},{"tagId":"westpaciq:topics/coasttocoast","name":"coasttocoast","description":"","title":"Coast to coast","url":"/topic.coasttocoast"},{"tagId":"westpaciq:topics/inflationlinked","name":"inflationlinked","description":"","title":"Inflation-Linked","url":"/topic.inflationlinked"},{"tagId":"westpaciq:topics/india","name":"india","description":"","title":"India","url":"/topic.india"},{"tagId":"westpaciq:topics/resources","name":"resources","description":"","title":"Resources","url":"/topic.resources"}]}